UK property income and gains are usually taxable in the UK, but the right approach depends on each family’s circumstances. We orchestrate and set up tax-efficient structures for every client, either alongside the family’s existing tax team or by introducing a highly skilled tax team we trust.
Before the first purchase. The holding structure affects how income is taxed, how gains are treated on a sale and how assets pass to the next generation, and changing it later is slower and more expensive. We coordinate the lawyers, tax advisers and lenders so it’s right from the start.
We treat debt and tax as assets to be managed, just like property. Every acquisition includes tax and legal due diligence, and we coordinate the specialists needed to put the right structure in place.
Finance structure matters as much as tax. We arranged a £3.4m refinance with Hampden Bank after a period of value-adding asset management. Lending from its own balance sheet, the bank recognised the post-acquisition uplift and reduced its standard 160% ICR covenant, which prevented a technical breach in year one caused by a lease expiry.
Structure can create value in its own right. At Britonwood, we bought the property company that owned a £9.1m industrial estate, working through a European grant with complicated repayment conditions that other buyers saw as an obstacle. Corporate as well as property due diligence secured capital gains tax and stamp duty savings, which substantially reduced the equity required and accelerated the return on capital.
This page is general information, not tax advice. Take advice from a qualified tax adviser on your own position.
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Our track record
Two deals where the holding structure and the finance mattered as much as the property itself.
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Speak to our team
Discuss your structure with one of our Directors at max@maritimecapital.co.uk or +44 (0)20 3576 5097.
